American Express Platinum Cashback Credit Card
The Platinum Cashback Credit Card gives you 5% cashback everytime you use it for
the first 3 months up to £200. You then earn up to 1.5% cashback after that,
with no limit on how much you can earn.
The more you spend on your Card, the more cashback you earn. And you're completely
free to spend your cashback on what you want.
Key features
- Typical APR 19.9% variable
- Earn 5% cashback for the first three months up to a maximum of £200.
- After the first three months you’ll earn up to 1.5% cashback, depending on
how much you spend on the card. Spend under £3,500 in the year and earn 0.5%
cashback. Spend between £3,501 to £10,000 and earn 1% cashback. Spend
over £10,001 in the year and earn 1.5% cashback.
- Purchase Protection Benefit – if items you buy with the Card are stolen or
damaged inside 90 days, they’re replaced or the cost is refunded up to £200.
- Refund Protection Benefit - should any UK retailer refuse you a refund on any eligible
items within 90 days of purchase, you get back the purchase price up to £200.
- Online Fraud Guarantee – use the Card online with confidence. You’re
not held liable for any unauthorised charges.
- Travel Accident Benefit - up to £150,000 when public transport travel tickets
are charged to the Card.
- Optional Repayment Protection - if you are unable to work due to accident, sickness
or unemployment your Card repayments may be taken care of.
- 24-hour customer service.
- Complimentary additional Cards.
- Emergency Card Replacement.
