It’s accepted
With a BREAD Prepaid Maestro® Card you can enjoy all the benefits of a Maestro® card with no credit check, no interest payments and no surprises. Your BREAD Card makes it easy to pay for whatever you want. Use it for everyday purchases wherever the Maestro® brand mark is displayed:
- Thousands of ATM’s across the world
- Shop safely and securely on the internet
- Make flight or train reservations
- Book a cinema ticket
- Book hotel rooms
- Overseas transactions
- Buy groceries & petrol
- Share money with friends and family abroad
- Top up your mobile phone
It’s simple
BREAD Cards work just like a "pay-as-you-go" mobile phone. They can be topped up with cash at any PayPoint location. You can even ask your employer pay your wages directly onto the card.
Because the BREAD Card is a prepaid card, your spending limits are set by the amount of money you load onto the card. When you make a purchase with the card, the purchase amount is deducted from the balance. You cannot spend any more than the current balance.
You can view your balance and transaction history 24 hours a day.
It’s safe
The BREAD Maestro® Prepaid card is safer than carrying cash as it is protected by chip & PIN technology. When cash is lost, it is gone forever. However, if your BREAD Card is ever lost or stolen, you can receive a replacement card within days. You should look after your card with the same care as you do your cash. Never reveal your PIN to anyone else and immediately tell Bread if you think that your card is lost or stolen to avoid any loss of the funds on your card.
It’s easy to get
The BREAD card is ideal for:
- People no credit history or a low credit rating
- Foreign nationals that may have difficulty opening a UK bank account
- People who don't want to go over their budget or want to limit their spending
- People who don't want to use their credit card for internet purchases
- Parents wishing to support their children at university in a controlled and budgeted way
- People who regularly send money to friends or family abroad

For people no credit history or a low credit rating
Getting a spending card has never been easier than with the Bread Card. Your approval is 100% guaranteed once you meet the minimum identification requirements. There will be no credit checks or employment verification. You don’t even need a bank account!
For foreign nationals
Getting a bank account in the UK can be very difficult if you are a foreign national residing or working in the UK. With the Bread Card approval is 100% guaranteed if you provide us with your Passport number and current address (no utility bills or further proof of address required).
For people who want to control and budget their spending
You set the spending limits by the prepaid amount loaded on your card. You also can log on to the web site to review your spending. Your BREAD Card makes it easy to get your spending under control and shop wisely.
For people who want to shop or purchase online
The popularity of the Internet makes it difficult to use cash for transactions like booking a flight or train ticket, reserving a cinema seat, and buying products online. The BREAD Card allows you to access all these things in the knowledge that your transactions are safe and secure.
For people who regularly share money with friends or family abroad
You can use your BREAD Card to share money with people who live abroad very cheaply. Just order a secondary card, and then post this to your family member or friend. Then you can share your money with them. They will be able to spend using the card or make cash withdrawals from ATMs in their home country. Sharing money within one transaction will only cost £1.50, regardless of the amount.*
* There is a maximum balance of £3500