Legal & General Home Insurance
At Legal & General, we understand that not everyone wants the same thing from
their home insurance. That’s why we’ve developed home insurance that offers you
a choice of cover. Choose from Extra or Essentials and get something different –
home insurance that revolves around you. So depending on your needs, you can personalise
your cover – here online.
Cover more with Home Insurance Extra.
If you’ve built up your home and possessions and want to protect the things that
matter to you, Extra provides you with more comprehensive cover against a wider
range of risks than our Essentials product.
The cover offered by Extra might be suitable for you if:
- you want 24 hour call out for home emergencies
- you would like the option to be covered for extended accidental damage. This covers
mishaps like banging a nail through a pipe or putting a foot through the ceiling
(buildings). Or spilling red wine on your carpet (contents).
Extra cover includes:
- contents in garden– up to £1,000
- home emergency cover – up to £150
- trace and access – up to £5,000
- freezer contents – up to £1,000
Pay less with Home Insurance Essentials.
Cover the basics – the important essentials like fire, flood and theft. You’ll be
able to enjoy the lower cost of the Essentials cover if
- you’re happy to agree a higher excess than with our Extra cover
- you don’t mind not having the option for extended accidental damage for buildings
and contents.
Essentials cover includes:
- theft of personal money in the home – up to £100
- replacement locks if keys stolen – up to £500
- theft from outbuildings – up to £1,000
- 24 hour emergency helpline
Important information
This is a brief summary of the cover provided. For full details of what is and isn’t
covered, please read the key features and policy document which are available online
at www.legalandgeneral.com/home-insurance
