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Why
Bank Of Scotland
?
You can borrow up to £13,000.00
Easy online application
Once your loan is approved, if you have a Bank of Scotland or Halifax Current Account the money can be transferred into your current account within 24 hours after receipt of your signed loan documents. Transfers to other bank accounts can take up to 3 days to clear from the date of transfer
Your Loan
Typical APR
is only
8.1%
APR for loans from £7,000.00 to £13,000.00
Fixed rates so your monthly repayments stay the same, whatever happens to interest ratess
Loans are unsecured, so you don’t have to be a homeowner or put up your property as security
You can choose to repay over 2 to 7 years
You can repay your loan at any time during the repayment period. To do this, you will need to pay off the amount you owe under your agreement, which may be reduced by a rebate.
Payment Holidays
It is not possible to take payment holidays with this loan
Overpayments
It is possible to make overpayments on this loan
Insurance
It is possible to take out Payment Protection Insurance with this loan